Appraisal services for Payson and Gila County homeownersHere are the top seven reasons Arizona homeowners use MLB Appraisal and Associates:
We at MLB Appraisal and Associates understand the unique needs of a homeowner in need of appraisal services. Our customary business clients get the appraisal process and the standard "products" we deliver to them. Being a regular person not in the real estate field that ordinarily doesn't look at appraisals on a regular basis, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis. For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.Challenging a property tax assessmentIf you live in a local area that is declining or not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An expert appraisal from MLB Appraisal and Associates is your strongest weapon when challenging your property tax assessment.Need to cancel PMI?PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're qualified in helping homeowners just like you abolish undesirable PMI insurance.Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be annoying from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. MLB Appraisal and Associates can help you reinstate your home equity line of credit with efficient appraisal.Do You Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home. |
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